Payment Calculator — Cape Coral

📅 Rates valid: Apr 11 – Apr 17, 2026  ·  Primary residences only  ·  Update each Saturday
1Select Home
2Loan Options
3Calculate

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Select Home & Loan Options

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Standard Fixed — 30-year fixed rate. Most common.

5/1 ARM — Lower rate for first 5 years, then adjusts annually. Good for buyers planning to sell or refinance.

FL Bond — First-time buyer program. $10k deferred 0% 2nd mortgage for down payment/closing costs. Repaid at sale or refi. Requires 640+ credit score.

AccessZero — 5% of loan as a 2nd mortgage at 8.375%, paid over 10 years. Covers down payment and closing costs. Monthly payment applies.
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